Pay Day Mar 2013

So my monthly pay check is in for a total of $3,598.39

Housing 40% - $1,439.35

Mortgage - $646.62

House Maintenance - $315.00

Housing Taxes - $182.50

House Insurance - $72.00

Utilities – $223.23

Total – $1,439.35

Savings 10% - $359.83 – All going to my RRSP

Debt 10% - $359.83

Transportation 15% - $539.75

Bus Pass – $68.25

Train - $52

Other - $52

Car Savings – $367.50

Total - $539.75

Life 25% - $899.63

Emergency Savings - $240.10

Travel - $175

Food - $160

Cell – $30

Internet - $50

Health Insurance – $23.25

Clothes - $10

Gifts - $10

Misc - $20

Big Ticket Item - $100

Entertainment - $16

Social/Sports - $0

Financial Planning - $0

Slush – $65.28

Total - $899.63

A few notes on this month’s Budget.  

•   Misc got bumped up this month to put some cash in my wallet.  See why here. 
• I gleefully increased my BTI allocation by $25 only to realize that that $25 is already spoken for.  (It was a necessary payment, though not particularly enjoyable.)
•  Entertainment went up because I really want to go to a seminar coming to town this month, and it’s not going to happen again any time soon.  I’ll probably put less towards entertainment next month to make up for it. 
• Social/sports nothing there as I have those expenses covered. 
• Financial planning I’m a bit stuck on where to go for financial planning and tax preparation.  The company that I was looking at provides investment advice and one income tax submission per year for $12 a month.  Thing is they may only recommend investments from a certain company.  I may end up moving my slush money to financial planning to pay for some one to do my income tax return.