So my monthly pay check is in
for a total of $3,598.39. No extra
money came in this month.
Housing 40% - $1,439.35
Mortgage - $646.62
House Maintenance - $315.00
Housing Taxes - $192.00
House Insurance - $72.00
Utilities – $213.73
Total – $1,439.35
Savings 10% - $359.83 – All
going to my RRSP
Debt 10% - $359.83
Transportation 15% - $539.75
Bus Pass – $60
Train - $15
Other - $0
Car Savings – $0
Total - $75
Leftover - $464.75
Life 25% - $899.63
Food - $160
Cell – $30
Internet - $50
Health Insurance – $23.52
Clothes - $10
Gifts - $10
Misc - $10
Big Ticket Item - $100
Entertainment - $10
Social/Sports - $0
Financial Planning - $14
Slush – $482.11
Total - $899.63
Of Note:
-Between my “Slush” category, leftover transportation money,
debt repayment, and mortgage money I have $1,953.31 set aside. Of that $1,422.56
will be my mortgage payment/monthly double up and $530.75 will be for next year’s
annual 10% payment.
-While I do get a “free” bus pass with my tuition I don’t
get that until midway through the week. So I took out $60 in toonies and
quarters. Some of it will be bus money for the first couple days and the rest
of it will be bus money for when I have to take the foster kids places.
Good Luck going back to school!
ReplyDeleteI always loved having the "free" bus passes (aka, you couldn't opt out of them) once school started. It's a pretty sweet deal too.
I actually love the "free" bus passes to. When I did my undergrad the military paid for anything that I couldn't opt out of, so it was truly free for me. This time around I'm getting something that I would have been paying for anyways at a fraction of the price. That said, I know lots of students who don't bus who hate the manditory bus pass with tuition.
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