Monday 2 September 2013

Pay Day 1 September 2013


So my monthly pay check is in for a total of $3,598.39.  No extra money came in this month. 

Housing 40% - $1,439.35
Mortgage - $646.62
House Maintenance - $315.00
Housing Taxes - $192.00
House Insurance - $72.00
Utilities – $213.73
Total – $1,439.35

Savings 10% - $359.83 – All going to my RRSP

Debt 10% - $359.83

Transportation 15% - $539.75
Bus Pass – $60
Train - $15
Other - $0
Car Savings – $0
Total - $75
Leftover - $464.75

Life 25% - $899.63
Food - $160
Cell – $30
Internet - $50
Health Insurance – $23.52
Clothes - $10
Gifts - $10
Misc - $10
Big Ticket Item - $100
Entertainment - $10
Social/Sports - $0
Financial Planning - $14
Slush – $482.11
Total - $899.63

Of Note:

-Between my “Slush” category, leftover transportation money, debt repayment, and mortgage money I have $1,953.31 set aside. Of that $1,422.56 will be my mortgage payment/monthly double up and $530.75 will be for next year’s annual 10% payment.

-While I do get a “free” bus pass with my tuition I don’t get that until midway through the week. So I took out $60 in toonies and quarters. Some of it will be bus money for the first couple days and the rest of it will be bus money for when I have to take the foster kids places.

2 comments:

  1. Good Luck going back to school!

    I always loved having the "free" bus passes (aka, you couldn't opt out of them) once school started. It's a pretty sweet deal too.

    ReplyDelete
    Replies
    1. I actually love the "free" bus passes to. When I did my undergrad the military paid for anything that I couldn't opt out of, so it was truly free for me. This time around I'm getting something that I would have been paying for anyways at a fraction of the price. That said, I know lots of students who don't bus who hate the manditory bus pass with tuition.

      Delete